Saturday, August 1, 2009

singapore hot deals this weekend - 03 jul to 2 Aug

Metro - 20% Storewide, 30 Jul to 2 Aug
When: 30 Jul - 2 Aug
Where: Metro
What:
Metro - 20% Storewide, 31 Jul to 2 Aug
"National Day" Cardmembers Private Preview on 30 Jul 5PM-10PM
Cardmembers Lucky Draw - Win Resort Holidy


Tangs Vivocity 10% Rebate - 2 days only!
When: 1 Aug - 2 Aug
Where: Vivocity
What:
Tangs promising you an extraordinary 2-day treat
10% rebate only at Tangs Vivocity
Shopping hours extended till 11pm on both days

Carrefour Clearance Sale
When: 31 Jul - 2 Aug
Where: the Chevrons
What:
up to 80% off -> Vitamin Promo Packs, DV/VCD, Backpacks
Bedding/Apparels, Home Appliances,Kitchen Ware...

Muji at ION Orchard
When: 24 Jul - 4 Aug
Where: ION Orchard
What:
Receive a $10 Muji shopping voucher with purchase of $80 in a single receipt.
Valid at Muji ION Orchard only.


Levi's any 2 jeans for $199.9
When: 31 Jul - while stock last
Where: Levi's at ION Orchard,AMK, J8,Marina Square,Vivocity...
What:
ususal price up to $399, over 300 choices

Audio House Digital Fair
When: 31 Jul - 2 Aug 2009
Where: Audio House
What:
Lowest Price Guaranteed
Largest range of digital camera, DSLR and camcorder
Free Toshiba DVD Player (worth $109) and
$50 voucher with 1st 200 customers

Jetstars Friday Fare Frenzy!
When: 31 July - 31 July
Where: Jetstars Website
What:
Jetstars Friday Fare Frenzy:
Seriously low fares from $8.88 up for grabs!
Sale from 2pm-6pm 31 July

Bakerzin August Special
When: 01 Aug - 31 Aug
Where: Bakerzin
What:
50% off for all Bakerzin classic desserts

Bata Warehouse Sale
When: 30 Jul - 2 Aug
Where: Tiong Bahru Plaza
What:
Bata Warehouse Sale, up to 80% off

Capitol Optical Warehouse Sale (Jul 09)
When:30 Jul - 2 Aug
Where: Henderson Industrial Park #08-03
What:
Eyewear from $28


Friso Promotion at Guardian
When: 30 Jul - 20 Sep
Where: Guardian
What:
purchase Friso at Guardianand redeem Leap Frog Toys:
- $200 to Musical Microphone worth $39.90
- $250 to Fridge Talk Magnetic Wordplay Recorder worth $49.90
- $300 to Personalized My Scout Pal worth $59.90

John Little Hush Puppies Fair
When:31 Jul - 10 Aug
Where:John Little
What:
Grab Hush Puppies special buys at John Little all at $22 only!

Monday, July 27, 2009

Petrol Discount with Singapore Credit Cards

POSB everyday card

5% discount + 3% rebate = Total 8%.


UOB One Platinum Visa or Signature Visa

5% Rebate.


UOB Visa/Mastercard

3% Rebate.

Citibank Dividend Card

Earn 5% Rebate* on top of site discount for fuel spent. ( *Rebate valid until further notice. This will be reflected in your next monthly billings. )

DBS Credit Card

Enjoy 2% rebate on top of 5% card discount for a limited period from May 20 - July 31.

DBS American Express Card

Now enjoy 5% discount on Fridays to Sundays every week until September 2009.

More info at http://www.sgrate.com/article_cat-9-Credit+Card+News.html

Monday, July 13, 2009

Compare Singapore Credit Cards

Singapore CC Info

POSB Everyday CC

SP Services/StarHub - 1%

SPC Petrol - 5%

Carrefour - 5% - up to 10% (Fri) sometime

Watsons - 3% - up to 6% sometime

KFC Home Delivery - 10%



UOB One Card (qtrly period)

$30 cash rebate for at least $300 for three consecutive months...

$80 cash rebate for at least $800 for three consecutive months...



Citibank Divdends Card

Up to 5% - Cash in cheque for $50 with accumulated dollars of last 15 months



HSBC CCs

Caltex Petrol - 5%

Golden Village - S$1 off for movie ticket

KFC Home Delivery/Swensen ala carte menu - 10% off



Maybank Family & Friends Platinum

Home Delivery - 5% cash rebate

McDonalds, KFC, Canadian/Oishi Pizza, Cuisine/Makan Xpress



ABN AMRO Switch Platinum Card

Gain City - 10% off storewide (except airconditioners)



Standard Chartered Manhattan card (each mth)

$1 - $500 = 0.5% cash rebate

$501 - $1500 = 1% cash rebate

$1501 - $3000 = 2% cash rebate

$3000 and above = 5% cash rebate.



Time to get a POSB card. The Manhattan card looks OK but I hate their stupid advertising which is clearly aimed at dickheads who don't know they are dickheads.



UOB cash back is also a nice deal but what "at least 3 consecutive months" means in the small print is anyone's guess. If you think you know what this means - call them and verify. Then you'll know that nobody knows what it means.



How to choose a credit card in Singapore

Singapore has nearly 20 credit cards issuers and there are more 100 credit cards available in the market!


I have recently found a website called SGRate contains all up-to-date singapore credit card information



Please consider these factors when applying a credit card in Singapore:


1) Annual income:



  • minimum annual income requirment for Local residents (Singaporean, PR) is $ 30,000,

  • minimum annual income requirment for non-residents (such as EP) is $ 60,000.

  • Some high class credit cards request higher annual income.For example, the minumum annual income requirements for DBS Altitude Card and Citi PremierMiles Card is $ 80,000 the minumum annual income requirements for Maybank Platinum Card is $ 120,000

  • Some credit cards don't have the annual income requirement. however, credit limit for those cards is only $ 500.

2) Ease of use



  • Annual fee waiver - usually 1 year, the longer the better

  • Points expire points (Points Expiration) - usually 1 year, the longer the better

  • Repayment period (Grace Period) - usually 22 days, the longer the better

  • Penalty (Late Fee) - usually S $ 45, the smaller the better

  • Foreign exchange fees - usually 1.5%, the smaller the better

  • Means of repayment (Repayment) - for local banks (DBS, UOB, OCBC) you could pay your credit card bills by ATM card or online bank accounts. Foreign banks' credit cards bill could be paid by AXS or SAM machine.

3) Award Scheme



  • Reward Credit Card - accumulated points for gifts

  • Shopping Credit Card - discount at shopping mall

  • Cashback Credit Card - cash rebate

  • Travel Credit Card - flight mileage accumulation

  • Car Credit Card - a discount of motor vehicles and refueling

  • Club Credit Card - only for club member

Recommendations:
If you are a shopaholic, shopping credit card is the best choice:



  • DBS Takashimaya American Express Card

  • OCBC Robinson Card

  • UOB Metro Card

If you could don't spend a lot, you could apply for cashback credit cards, like:



  • Citi SMRT Card

  • POSB Everyday Card

  • Maybank Family & Friends Card

  • Citi Dividend Card

  • UOB ONE Card


Some Reward Credit Cards provide 4 times or 2 times bonus points:



  • American Express Platinum Card

  • DBS Black Card


More Sinagapore Credit Card&Promtion information is at: SGRate.com